Student loan debt has become a defining financial challenge for millions of borrowers, impacting long-term financial stability and homeownership aspirations. While traditional strategies for managing student loans focus on federal repayment plans, loan forgiveness, or refinancing student loans themselves, an often-overlooked strategy is leveraging mortgage refinancing as a means of optimizing overall debt obligations. By working with the best mortgage refinance lenders, borrowers can strategically reduce their monthly payments, lower interest rates, and create financial flexibility that enables them to pay off student loans more efficiently.