For many students, financing higher education requires taking out loans to cover tuition, books, and living expenses. Cornerstone Student Loans play a critical role in providing financial aid to students who may not have the means to pay upfront for their education. As a student loan servicer, Cornerstone assists borrowers in managing their federal student loans by providing repayment options, customer support, and guidance on financial responsibilities.

When student loan borrowers struggle to keep up with payments, they often seek solutions that can alleviate their financial burden. Two common strategies are debt relief or consolidation, but they serve different purposes and have distinct long-term implications. Understanding debt relief vs. debt consolidation is crucial for choosing the right approach based on individual financial circumstances.

Student loan debt has become an unavoidable reality for millions of borrowers seeking higher education. As tuition costs continue to rise, students often rely on loans to bridge the financial gap. However, mismanaging this debt can lead to long-term financial stress and delayed milestones such as homeownership and retirement savings. Understanding the nature of student loans and their implications is the first step toward responsible debt management.