Student loan debt is a significant financial burden for many graduates, often requiring years of repayment before reaching financial freedom. One of the most effective strategies for managing student loans is consolidation, which allows borrowers to combine multiple federal or private student loans into a single payment with potentially lower interest rates and more manageable repayment terms. To determine the financial impact of consolidation, a student loan consolidation calculator is an essential tool, providing borrowers with a clear estimate of their potential savings and monthly payment obligations.

For many students, financing higher education requires taking out loans to cover tuition, books, and living expenses. Cornerstone Student Loans play a critical role in providing financial aid to students who may not have the means to pay upfront for their education. As a student loan servicer, Cornerstone assists borrowers in managing their federal student loans by providing repayment options, customer support, and guidance on financial responsibilities.